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What does the Investment Advisory Program offer?

Popular Securities Investment Advisory Program offers you an extensive and versatile investment, alongside the investment advisor counsel who puts your interests first.

At the onset of the program, your Investment Advisor will help you understand your goals and objectives, to define your risk tolerance. With these inputs, we will work with you to determine the investment strategy that can help you reach those goals. The advice is centered on sound investment principles that include diversification and strategic asset allocation. Through your advisor you will have access to various solutions that include:

  • Third-party strategists with proven experience and leadership
  • Separately managed accounts
  • Diversified portfolios of mutual funds and/or exchange-traded funds (ETFs)

Separately managed accounts involve a third-party investment manager that also seek to achieve your financial objectives in one or more investment styles. Custom portfolios allow your advisor to design and recommend mutual funds and/or ETFs, asset allocation, product selection and replacement in an on-going basis, while you maintain ultimate discretion over the portfolio.<

All solutions have the convenience of a straightforward, asset-based fee or fee-schedule based on factors such as total investment and type of vehicle and engagement. Fees are disclosed during proposal in the advisory agreement as well as in subsequent quarterly portfolio reports. On a quarterly basis you will receive a comprehensive portfolio review report that includes performance, fees, holdings details and a discussion of markets.

Brokerage and investment advisory services are offered through Popular Securities, LLC, registered broker/dealer and investment advisory firm, member FINRA & SIPC. Popular Securities, LLC is a subsidiary of Popular, Inc. and is affiliated with Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered broker/dealers or investment advisers. Investment products are not insured by the FDIC; are not deposits or other obligations of the Bank; are not guaranteed by the Bank; and are subject to investment risks, including possible loss of the principal invested. The suggestions and/or recommendations that may be provided are offered without any guarantee on the performance of any product that could be purchased in accordance with them. Banco Popular de Puerto Rico, its subsidiaries and affiliates do not provide services involving tax, legal, or accounting advice. If you wish legal, tax, or accounting advice, you should consult a professional specializing in those areas. Certain conditions may apply.