Banking

We manage all banking services for you. Your Wealth Advisor will be your private banker, facilitating all banking transactions and providing access to our wide range of products or services:

  • credit cards1
  • loans1
  • financial planning2
  • auto and equipment financing1
  • mortgages1
  • personal trusts
  • certificates of deposits
  • IRA accounts
  • transfers and other core products outlined below:
Tree

 

Private Management Account (PMA)

Your account statement consolidates all relationships with Popular. This includes your banking relations with the bank, investments with Popular Securities3, and loans with Popular Mortgage and Popular Auto. Clients with a PMA can also enjoy:

  • Scaled interests according to the average daily balance and credited monthly
  • A reserve line of $5,000 to $50,0001
  • Certificates of Deposits
  • A line of credit guaranteed by assets in Popular Securities starting at $25,0001
  • ATH International Visa card with no annual fee
  • First order of checks free; orders of subsequent checks vary in cost based on design and shipping
  • Unlimited no-fee check writing

 

Executive Mortgage

Popular Mortgage’s Executive Mortgage team provides personalized service for Popular One clients. In liaison with your Wealth Advisor, our mortgage experts will help identify the best solutions to meet your mortgage needs and will assist you every step of the way, making the entire process smooth and seamless.

 

Credit Cards

As a Popular One client you will have access to a range of credit cards that offer unique services and benefits to fit your lifestyle, such as:

Black Dual Account

The innovative Black Dual account4 offers the advantages of having two credit cards of different brands under a single account: American Express® The Black Card from Banco Popular and the Visa Infinite card. The dual account has the widest acceptance worldwide and offers enhanced opportunities to accumulate PREMIA®5 points with one line of credit, one account statement, and one monthly payment.

Popular / AAdvantage® Visa Infinite4

For each $1 in purchases with this credit card, you can earn 1.5 miles in the American Airlines AAdvantage® frequent flyer program. You can redeem miles for flights on American Airlines and affiliated airlines, hotel stays and car rentals from participating companies in the AAdvantage program6.

Additionally, with the Black Dual and/or Popular/ AAdvantage® Visa Infinite accounts you can enjoy benefits such as: concierge assistance for recommendations and reservations in exclusive restaurants, securing the best seats at concerts and other events, Priority PassTM membership7 to access airport lounges around the globe, and a wide variety of insurance8 options to protect you and your loved ones.
 

Courtesy membership in the PREMIA® Program5

Enjoy the opportunity to earn points that never expire and a wide variety of rewards.

  • 2 PREMIA® points for each $1 spent on purchases with either one of your Black Dual account credit cards
  • Earn up to 500 points per month through your Private Management Account balance
  • Earn up to 20,000 points per month for new cash transactions through your Popular Securities investment account
  • Earn up to 20,000 points with the disbursement of a mortgage loan from Popular Mortgage
  • Earn up to 10,000 points with the disbursement of a loan or a lease from Popular Auto

 

Privileges in Popular Branches9

Identify yourself to a host in any of our branches by using your Popular One Black Dual or ATH cards and enjoy individualized attention when making personal transactions.

 

Commercial Loans and Services9

Popular One’s personalized attention includes coordinating applications for commercial accounts and services as well as new loans, credit cards and lines of credit, refinancing commercial loan, and more. We handle those tasks so you can focus on growing your business.

 

Fiduciary Services

Our experienced Fiduciary Services group will advice you on the creation of a Trust to protect your personal and/or commercial assets.

 

Retirement Plans10

We can also help you design the retirement plan that fits your needs. Your plan will be managed by the most experienced team in the industry, providing you integrated services such as trustee, recordkeeping, and investment consulting.

 

Other Services

  • Wire Transfers
  • Coordination of auto, aircraft and helicopters loans through Popular Auto

Private Management Account (PMA)

Your account statement consolidates all relationships with Popular. This includes your banking relations with the bank, investments with Popular Securities3, and loans with Popular Mortgage and Popular Auto. Clients with a PMA can also enjoy:

  • Scaled interests according to the average daily balance and credited monthly
  • A reserve line of $5,000 to $50,0001
  • Certificates of Deposits
  • A line of credit guaranteed by assets in Popular Securities starting at $25,0001
  • ATH International Visa card with no annual fee
  • First order of checks, free
  • Unlimited no-fee check writing

Executive Mortgage

Popular Mortgage’s Executive Mortgage team provides personalized service for Popular One clients. In liaison with your Wealth Advisor, our mortgage experts will help identify the best solutions to meet your mortgage needs and will assist you every step of the way, making the entire process smooth and seamless.

Credit Cards

As a Popular One client you will have access to a range of credit cards that offer unique services and benefits to fit your lifestyle, such as:

Black Dual Account

The innovative Black Dual account4 offers the advantages of having two credit cards of different brands under a single account: American Express® The Black Card from Banco Popular and the Visa Infinite card. The dual account has the widest acceptance worldwide and offers enhanced opportunities to accumulate PREMIA®5 points with one line of credit, one account statement, and one monthly payment.

Popular / AAdvantage® Visa Infinite4

For each $1 in purchases with this credit card, you can earn 1.5 miles in the American Airlines AAdvantage® frequent flyer program. You can redeem miles for flights on American Airlines and affiliated airlines, hotel stays and car rentals from participating companies in the AAdvantage program6.

Additionally, with the Black Dual and/or Popular/ AAdvantage® Visa Infinite accounts you can enjoy benefits such as: concierge assistance for recommendations and reservations in exclusive restaurants, securing the best seats at concerts and other events, Priority PassTM membership7 to access airport lounges around the globe, and a wide variety of insurance8 options to protect you and your loved ones.

Courtesy membership in the PREMIA® Program5

Enjoy the opportunity to earn points that never expire and a wide variety of rewards.

  • 2 PREMIA® points for each $1 spent on purchases with either one of your Black Dual account credit cards
  • Earn up to 500 points per month through your Private Management Account balance
  • Earn up to 20,000 points per month for new cash transactions through your Popular Securities investment account
  • Earn up to 20,000 points with the disbursement of a mortgage loan from Popular Mortgage
  • Earn up to 10,000 points with the disbursement of a loan or a lease from Popular Auto

Privileges in Popular Branches9

Identify yourself to a host in any of our branches by using your Popular One Black Dual or ATH cards and enjoy individualized attention when making personal transactions.

Commercial Loans and Services

Popular One’s personalized attention includes coordinating applications for commercial accounts and services as well as new loans, credit cards and lines of credit, refinancing commercial loan, and more. We handle those tasks so you can focus on growing your business.

Fiduciary Services

Our experienced Fiduciary Services group will advice you on the creation of a Trust to protect your personal and/or commercial assets.

Retirement Plans10

We can also help you design the retirement plan that fits your needs. Your plan will be managed by the most experienced team in the industry, providing you integrated services such as trustee, recordkeeping, and investment consulting.

Other Services

  • Wire Transfers
  • Coordination of auto, aircraft and helicopters loans through Popular Auto

 


Banco Popular offers several Individual Retirement Account alternatives. You may get detailed information at our branches to determine which alternative is best suited to your particular need.

1 Subject to credit approval.

2 The financial plan has a cost. The suggestions and recommendations included in the financial plan for clients are offered as advice and there is no guarantee of the performance of any insurance or investment product that may be acquired in conformance with these recommendations. Banco Popular de Puerto Rico, its subsidiaries and/or affiliates do not provide legal, accounting or tax advice. If legal, accounting or tax assistance is required, the service of a competent professional should be sought.

3 Popular Securities is a registered broker/dealer, member of FINRA and SIPC. Popular Inc. and Banco Popular de Puerto Rico are not brokers of registered securities. Investment products are not insured by the FDIC, are not deposits or obligations of, nor are guaranteed by, the Bank, its subsidiaries and/or affiliates. Investment products involve risks, including the possible loss of the invested principle. Popular Securities is a subsidiary of Popular and affiliate of Banco Popular.

4 Subject to credit approval. At present, the applicable APR on purchases, balance transfers, and convenience checks is 10.99%. Late payment fee up to $35. Bounced check charges up to $10. Regular fee for cash advances, balance transfers, and convenience checks: 2% of the amount; minimum $2, maximum $10. Grace period of 25 days for purchases. Balance is calculated based on the average daily balance (including new purchases). American Express is a trademark of American Express. Cards are issued by Banco Popular under license from American Express.

5 Membership to the PREMIA® program is optional and free of charge for Popular One customers with a PMA account and Black Dual credit cards: Visa Infinite and Amex Black. If you are not a Popular One customer, membership to the PREMIA® program has an annual cost of $25. Subject to the terms and conditions of the PREMIA® program.

6 American Airlines reserves the right to change the AAdvantage program at any time and without prior notice. American Airlines is not responsible for products or services offered by other participating companies. For more information about the AAdvantage program, visit www.aa.com/millas. AmericanAirlines® and AAdvantage® are trademarks of American Airlines, Inc.

7 Membership fee of $99 to the Priority PassTM program is complementary as part of the Visa Infinite card benefits. Airport lounges have an entry fee of $27 per guest per visit. For details, visit www.prioritypass.com.

8 Subject to the terms and conditions of the program and the policy. For more information contact 787.758.0505 or the toll free number 1.800.981.9505. The insurance applies after paying the entire transaction with the card.

9 Commercial transactions must be made through the commercial banking representative.

10 Your contributions to a Retirement Plan may be invested in investment products that are not insured by the FDIC, are not deposits or obligations of, and are not guaranteed by Banco Popular or its subsidiaries and/or affiliates, and involve risks, including the possible loss of the principal invested.

 

We can help you attain your financial goals

Our Banking Team

Other Popular One Services